UK Benefits
An A-Z of Welfare Benefits

Key Worker Living

Public sector workers, such as nurses and teachers, could get help to buy or rent a home as part of the Key Worker Living programme, a £690m government scheme. The programme aims to help people working in front line roles for key public services.

The programme offers simple options to help key workers into home ownership, upgrade to family homes or rent at affordable levels. Building on the foundations of its predecessor, the Starter Home Initiative (SHI), the Key Worker Living programme places more emphasis on larger homes, responding to the problems faced by many key workers when they need to upgrade to a family home.

The Starter Home Initiative helped more than 10,000 key workers over the past three years become home owners. This scheme has now ended and new applications are no longer being accepted.
 

What the Key Worker Living Programme offers
 

The Key Worker Living programme offers four different kinds of help:

• equity (Homebuy) loans of up to £50,000 towards buying a home

• higher Homebuy loans of up to £100,000 for London school teachers who have the potential to become leaders of London's education system

• shared ownership of new properties

• 'intermediate renting', where the rent is set at a level between that charged by social and private landlords
   

Are You Eligible?
 

The key workers who can get help are:

• nurses and other NHS clinical staff

• teachers in schools and in further education and sixth form colleges

• police officers and some civilian staff in some police forces

• prison and probation service staff

• social workers, educational psychologists, planners (in London) and occupational therapists employed by local councils

• whole-time junior fire officers and retained fire fighters (all grades) in some fire and rescue services (currently only in Hertfordshire)

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How to Apply for the Key Worker Programme

To find out if you are eligible for the Keyworker Living Programme, you need to contact the zone agent who covers the area you work in. The zone agent will tell you which key workers in your area can get help. This depends on how big the local problem is of recruiting and keeping staff.

For a list of zone agents, visit Key Worker Living Programme
 

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